Terms of Service
Last updated: August 19, 2025
Please read these Terms of Service ("Terms", "Terms of Service") carefully before using the steadyspending.com website (the "Service") operated by Steady Spending ("us", "we", or "our").
Your access to and use of the Service is conditioned upon your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who wish to access or use the Service.
By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you do not have permission to access the Service.
Use of Service
Steady Spending provides financial calculator tools that are intended for informational and educational purposes only. The information provided by our Service is not intended to replace professional financial advice.
You are responsible for your use of the Service, for any content you provide, and for any consequences thereof. The content you submit must not violate the legal rights of others or the laws and regulations of your jurisdiction.
Disclaimer of Warranties
Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.
Steady Spending, its subsidiaries, affiliates, and licensors do not warrant that:
- The Service will function uninterrupted, secure or available at any particular time or location
- Any errors or defects will be corrected
- The Service is free of viruses or other harmful components
- The results of using the Service will meet your requirements or be accurate or reliable
You expressly understand and agree that Steady Spending shall not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses resulting from the use of or inability to use the service.
Financial Disclaimer
The calculators and information provided on Steady Spending are for illustrative and educational purposes only. Our calculators are designed to provide general guidance and estimates based on the information you input.
Steady Spending does not guarantee the accuracy of calculations, and the actual results may vary based on numerous factors not accounted for in our simplified calculators. The financial information provided is not personalized financial advice and should not be construed as such.
You should consult with qualified professionals such as financial advisors, accountants, or attorneys before making significant financial decisions. By using this Service, you understand and accept that you alone are responsible for your financial decisions and their outcomes.
Links to Other Websites
Our Service may contain links to third party websites or services that are not owned or controlled by Steady Spending.
Steady Spending has no control over, and assumes no responsibility for the content, privacy policies, or practices of any third party websites or services. We do not warrant the offerings of any of these entities/individuals or their websites.
You acknowledge and agree that Steady Spending shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods or services available on or through any such third party websites or services.
Advertising
The Service may display advertisements provided by third parties, including Google AdSense. These advertisements may be targeted based on the content of the Service, queries made through the Service, or other information.
Steady Spending is not responsible for the content displayed in any advertisement, and the presence of an advertisement on the Service does not imply an endorsement of the advertised product or service.
User Content
Our Service allows you to input certain information to perform calculations. You retain all rights to such information. By providing information to our Service, you represent and warrant that:
- You own the content or have the right to use it and grant us the rights and license as provided in these Terms
- The content does not and will not violate the rights of any third party
Termination
We may terminate or suspend your access to the Service immediately, without prior notice or liability, under our sole discretion, for any reason whatsoever and without limitation, including but not limited to a breach of the Terms.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.
Changes to Terms
We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Service after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Service.
Governing Law
These Terms shall be governed and construed in accordance with the laws of the United States, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
Contact Us
If you have any questions about these Terms, please contact us:
- By visiting the Contact page on our website